How to Withdraw AdSense to M-Pesa in Kenya
As a content creator, blogger, or online entrepreneur in Kenya, receiving AdSense earnings directly into the M-Pesa account is a crucial aspect of financial management.
M-Pesa, the mobile money service by Safaricom, is one of the most widely used payment options in the country, thanks to its simplicity and convenience.
With M-Pesa, one can easily make transactions directly from the phone, no matter where you are, making it an ideal choice for receiving AdSense payments.
However, it’s important to note that AdSense does not currently allow for direct payments to M-Pesa accounts. Instead, one will need to go through an intermediary step of transferring AdSense earnings to a local bank account before being able to withdraw them to the M-Pesa wallet.
This process can seem daunting, but with the right guidance and understanding of the available options, one can ensure a smooth and efficient transfer of hard-earned revenue.
To receive AdSense payments in Kenya, you will need to have a bank account. Fortunately, Kenya is home to a thriving banking sector, with several top-tier institutions offering reliable services to facilitate the transfer of AdSense payments to M-Pesa. Some of the leading banks in the country include:
- Family Bank
- National Bank of Kenya
- Standard Chartered Bank
- Equity Bank
- Kenya Commercial Bank
- Stanbic Bank
- CITIBANK
- BANK of AFRICA
- KCB Bank Kenya Limited
- Absa Bank Kenya
AdSense Payment Methods in Kenya
When it comes to receiving your AdSense payments in Kenya, there are two primary options available: wire transfer and check.
1. Receiving Payments by Wire Transfer
The wire transfer option is highly recommended as it offers a wide range of bank choices in Kenya, making it easily accessible for Kenyan AdSense publishers. By selecting the wire transfer method, you can ensure a more reliable and hassle-free process for receiving your AdSense earnings in Kenya.
- Log into the AdSense account.
- Navigate to the “Payments” section.
- Select “Wire Transfer” as the payment method.
- Provide the Kenyan bank account details, including the Account holder’s name, Account number, bank name, and SWIFT BIC code.
- The SWIFT BIC code is a unique identifier for banks and is essential for international wire transfers. You can find the SWIFT code for your bank on the SWIFT Codes website.
- Review and confirm the wire transfer details.
2. Receiving Payments by Check
For this, one must fill out the address you would like the check to be mailed. This address is independent of the billing address.
While AdSense does offer the option to receive payments by check, this method is not the most preferred choice for Kenyan publishers. All check payments are issued by Citibank, and unfortunately, many banks in Kenya, including Citibank itself, may refuse to accept these checks.
If you choose to receive your AdSense payments by check, you may encounter the issue of being stuck with a check that no bank can accept.
How to Withdraw AdSense to M-Pesa in Kenya
Now that you have successfully set up your AdSense payment method and the earnings have been deposited into your Kenyan bank account, the next step is to withdraw those funds to your M-Pesa wallet.
This process is made convenient by the fact that many banks in Kenya offer mobile banking services, allowing you to transfer money between your bank account and M-Pesa easily.
- Log into your Kenyan bank’s mobile banking app or access their USSD code-based service.
- Locate the option to transfer funds or withdraw to M-Pesa.
- Enter the amount you wish to withdraw and your M-Pesa registered phone number.
- Confirm the transaction and the funds will be transferred to your M-Pesa account in minutes.
It’s important to note that some banks may charge a small fee for the M-Pesa withdrawal transaction, so be sure to check with your bank’s policies beforehand.
Nevertheless, directly transferring your AdSense earnings to your M-Pesa account is a valuable feature that simplifies the payment process and gives you greater control over your finances.
